Why Local Financial Help Matters
Good advice and fair support can change lives Money problems do not always start with reckless spending. Very often, they begin with ordinary life. A bill comes in higher than expected. A job changes. The car needs repaired. School costs pile up. Suddenly the budget is under real pressure. In moments like that, good financial […]
Borrow better with MDCU
Smarter borrowing can protect your finances long term Borrowing is sometimes necessary. Most people will need a loan at some point in life. The key is not avoiding borrowing altogether. The key is borrowing well. Bad borrowing usually starts with urgency and ends with regret. A quick online lender or high-interest loan may seem convenient […]
A Brief History of Credit Unions
How a simple idea grew into a global movement Credit unions may feel like a modern answer to modern money worries, but the idea has been around for a long time. They began in the 19th century, with communities coming together to create safer, fairer ways for ordinary people to save and borrow. The aim […]
What Makes Credit Unions Different?
Local, responsible and built to help members A credit union is not the same as a bank, and that is exactly why so many people value them. Credit unions are set up to serve their members, not outside shareholders. That means the focus is on helping people save, borrow responsibly and improve their financial wellbeing. […]
Need a Loan Without the Stress?
A fairer way to borrow in Motherwell and beyond When people need money quickly, they often feel under pressure. That is when bad borrowing decisions can happen. High-interest lenders know this. They rely on urgency. They make borrowing look easy at first, but the repayments can soon become overwhelming. What starts as a short-term fix […]
Why Saving Small Still Matters
Little amounts can make a big difference over time It is easy to think saving only matters if you can put away big amounts every month. For most people, that just is not realistic. Life is expensive. Bills come first. Unexpected costs always seem to appear at the worst moment. That is exactly why saving […]
Coming Soon
We are currently working on online member access whereby members can view their accounts online and carry out transactions. Watch this space!
Online members’ access now available
Our Online Members’ Access has been available for some time now and it is great that members are signing up to manage their accounts online. At present we have only opened up access to account balances but will be opening up access to online loan applications in the near future. Make sure you are ready […]
AGM 2015
The AGM agreed on a dividend of 1.25% for Share 1 accounts and 1.5% for Share 4 accounts. Dividend paid into accounts on 25 March 2015.
Online Members’ Access
We are delighted to see that members are now embracing online members’ access. At present you can see your balances online but we shall be opening up online loan applications shortly. Please note that in order to register your account online, we do need to have the same mobile number and email on our system […]