Trusted guidance, practical support and useful resources to help you through difficult financial situations.
If you are facing financial pressure, please be assured that there is support available to help you manage through it.
From emergency assistance and benefit checks to debt advice and practical guidance, a range of trusted services can help you understand your options and access the right help at the right time.
The Scottish Welface Fund offers two types of grants, CRISIS GRANTS (for emergencies or disasters) and COMMUNITY CARE GRANTS (for setting up or staying in the community). They do not need to be paid back and can be applied for through your local council. Find out more about Emergency and Crisis payments >>
These calculators can be used anonymously and are free. They give an estimate of the benefits and help you could be entitled to.
Citizens Advice Scotland offers confidential support for people facing financial difficulty and can help direct them to the right organisations for further advice and assistance. Visit Citizens Advice Scotland >>
StepChange provides free advice and information to help people deal with debt and other financial worries. Visit Step Change >>
Tell Us Once is a government service that helps you report a death to several organisations at the same time, making the process easier for you and your family. Visit Tell Us Once >>
| Organisation | Website | Telephone |
|---|---|---|
| MY GOV SCOTLAND |
Emergency and crisis payments - mygov.scot
(SCOTTISH WELFARE FUND) | |
| MY GOV SCOTLAND |
Benefit calculators - mygov.scot
https://www.turn2us.org.uk/ https://www.gov.uk/benefits-calculators https://www.entitledto.co.uk/ | |
| CITIZENS ADVICE SCOTLAND | www.csa.org.uk | 0800 028 1456 |
| STEPCHANGE | www.stepchange.org | 0800 138 1111 |
| TELL US ONCE | What to do after someone dies: Tell Us Once - GOV.UK | 0800 085 7308 |
If you are feeling worried about money, MDCU may be able to offer practical support and a listening ear.
As a local credit union, we understand that financial difficulties can feel overwhelming, especially when you are unsure where to turn next.
We can talk you through our services, explain your options clearly and help you take small, manageable steps towards a more stable position. Whether you want to build savings, borrow responsibly or simply understand what support may be available, our team is here to help in a friendly, respectful and confidential way.
You’re not alone. There are people and services available who can offer you assurance and support. Please use the links above to find out what help is available to you or call in a speak to us.